As we are all becoming aware of, the Insurance industry for Service Station businesses is dramatically changing, (and not for the better) and we are anticipating that it will become even more stringent in 2023. All claims, whether small or large, will have a significant impact on your premiums. So, whatever you can do to prevent claims is more important now than it’s ever been.
Here are a couple of important reminders we’d like to readdress. Gasoline theft. In just the last couple of weeks we had three more diesel gasoline thefts, one of which was significant. There are preventative measures that can be taken to prevent this type of theft. As mentioned in our previous newsletter, there are alarms that can be installed on the dispenser that will set off a “bell” when someone tries to tamper with it. This worked very successfully for one of our insureds and prevented a potentially large claim. They are using a Ring Security Alarm with contact sensors. Also, train your employees to be more observant on trucks that are parked at pumps for extended periods of time. Maintenance. Remember, improper maintenance and normal wear and tear claims are not covered on any insurance policy. With winter approaching, it is very important that you take time and clear the roof gutters and check your premises for any other areas that may need some repair to prevent potential issues or loss.
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